MyClubHand

Savings clubs and the agreements between members — recorded, witnessed, and signed on your own device.

What it is

A members' network with a shared record

MyClubHand brings together the people you save with, work with and do business with. What you agree is written down, signed by the people involved, confirmed by witnesses, and kept on a ledger every member can check.

Clubhands

Savings clubs

Run a rotating club (each member takes the pot in turn) or an accumulating club (members save into a pool and withdraw their savings).

  • Officers and two-signatory approvals
  • Every contribution recorded by one member, witnessed by another
  • A summary of what each member paid in and took out, and a sealed record each cycle
Agreements

Witnessed agreements between members

Record what one member owes another: the amount, the terms and the date, signed by both and by two witnesses.

  • Plain-language terms with a fingerprint
  • Witnesses attest to formation and performance
  • Marked performed and confirmed the same way
Community

A social network

Profiles, posts, messages, groups with chat, forums, polls and meetings — and an opt-in member directory.

  • Membership by invitation and sponsorship
  • Members stand behind those they sponsor
  • Social posts never enter the ledger
How it works

Signed, witnessed, recorded

Join by invitation

An existing member invites you, two members sponsor you, and your eligibility is confirmed before you join.

Sign on your device

Your phone or browser holds your signing key. The server keeps only the public half, so no one can sign for you.

Witnesses confirm

Witnesses attest that an agreement was made and that each part of it was done.

The ledger keeps it

Entries are sealed into hash-chained blocks that any member can verify. An entry the people who made it cannot all confirm is corrected.

What it is not

MyClubHand never holds your money

No payments or custody

Money and goods move directly between members, off the platform. MyClubHand records what was agreed and who confirmed it; it holds, moves and settles nothing, and charges no fee on transactions.

Not a lender or a bank

MyClubHand does not lend, arrange credit, take deposits or offer accounts. Clubs save and pay out their members' own savings; any agreement is between the members who sign it.

Member directory

Enroll in the directory

Make yourself findable to other members. No login needed — fill in what you would like listed. Every entry is reviewed before it is published.

Your listing will be reviewed before it goes live.
No account or login needed to enroll.

Membership is by invitation

Ask a member to invite you. Already a member? Log in to see your clubs, agreements and messages.